.guide-hero {
  padding: 8.8rem 0 4rem;
  background: linear-gradient(135deg, var(--navy), #124a78);
  color: var(--white);
}
.guide-hero .section-tag { color: var(--gold); }
.guide-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 310px;
  gap: 2rem;
  align-items: start;
}
.guide-article {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 2rem;
  box-shadow: 0 3px 12px rgba(10,46,82,0.04);
}
.guide-article h2,
.guide-article h3 {
  font-family: 'Poppins', sans-serif;
  color: var(--navy);
  line-height: 1.25;
}
.guide-article h2 { margin: 2rem 0 0.75rem; font-size: clamp(1.35rem, 2.4vw, 1.8rem); }
.guide-article h3 { margin: 1.35rem 0 0.45rem; font-size: 1.05rem; }
.guide-article p { color: var(--graphite); margin-bottom: 1rem; }
.guide-article ul { margin: 0.4rem 0 1rem; padding-left: 1.25rem; color: var(--graphite); }
.guide-article li { margin-bottom: 0.45rem; }
.guide-aside {
  position: sticky;
  top: 88px;
  display: grid;
  gap: 1rem;
}
.guide-cta,
.guide-links,
.guide-disclaimer {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 1.2rem;
  background: var(--white);
  box-shadow: 0 3px 12px rgba(10,46,82,0.04);
}
.guide-cta { background: var(--light-blue); }
.guide-links ul { list-style: none; display: grid; gap: 0.55rem; margin-top: 0.75rem; }
.guide-links a { color: var(--navy); font-weight: 800; text-decoration: none; }
.guide-links a:hover { color: var(--sky); }
.guide-faq details {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 1rem;
  margin-bottom: 0.8rem;
  background: var(--smoke);
}
.guide-faq summary {
  cursor: pointer;
  font-family: 'Poppins', sans-serif;
  color: var(--navy);
  font-weight: 800;
}
.guide-index-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.2rem;
  margin-top: 2rem;
}
.guide-index-card {
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
  min-height: 220px;
  text-decoration: none;
}
.guide-index-card .btn { margin-top: auto; align-self: flex-start; }
@media (max-width: 980px) {
  .guide-layout { grid-template-columns: 1fr; }
  .guide-aside { position: static; }
  .guide-index-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 640px) {
  .guide-hero { padding: 8rem 0 3.2rem; }
  .guide-article { padding: 1.2rem; }
  .guide-index-grid { grid-template-columns: 1fr; }
}